$42.1M
Pipeline YTD
↑ 18% vs last qtr
$118K
Projected Comp
↑ $14K above plan
82
Avg FPS Score
↑ 4pts this month
78%
Pull-through Rate
→ Target 82%
🎯 Annual Production Target
$42.1M of $100,000,000
42.1%
Q1 2026
Jan$25M$50M$75M$100M Dec
↑ On Track
CRM Integration Q2
CEO Intelligence Q3
Mega-Platform 2026
Document Intake
Upload PDFs
Extracción automática — zero inputs manuales en el critical path.
Live Loan Snapshot
Program
Conventional
FICO
712
Loan Amt
$650,000
LTV
78.5%
⭐ Primary Match
United Wholesale Mortgage
FPS 91 · Comp 2.75% · Est. Rev $17,875
Parse Job Status
Credit Report
✓ Parsed · 94%
Form 1003
✓ Parsed · 88%
Profile Build
⚡ Ready
02 · Profile Review
Juan Pérez — 91% Confidence
Source: Parsed
Identity & Credit
No BKNo FC0 Derogatories
Income
Liabilities
Assets
Subject Property
Extraction Confidence
FICO Score
97
Income
88
Liabilities
92
Assets ⚠
79
Property
95
⚠ Assets 79% — verify 2-month bank statements manually.
03 · Ranking Results — FPS v2.0
Lender Rankings — Conventional Lane
FICO 712DTI 43.8%LTV 78.5%
⭐ Primary Recommendation
United Wholesale
Mortgage
Mortgage
Agency · Conventional · Cortez Smith AE
91
FPS
Origination Profitability
95
Approval Probability
84
Pricing Competitiveness
78
Program Fit
92
Execution Speed
88
Approval Prob.
84%
Risk: LOW
Est. Revenue
$17,875
Tier A
Comp 2.75%Agency TitanTier-1 SpeedMin FICO 620
Secondary Lender
Lending Pros
Agency + Investor · Comp 2.75
75
FPS
Score
75
DSCRFHA 550Jumbo
Fallback
PennyMac
Agency + Jumbo · Comp 2.25
62
FPS
Score
62
Specialty
Caliber Home Loans
Full Service · Govt + Jumbo
69
FPS
Score
69
Risk Flags
✓ Clean W-2 file — agency fast-lane eligible
⚠ DTI 43.8% — near limit. Document reserves in LP narrative.
All Ranked Lenders — Conventional Pool
8 eligible of 67
04 · Approval Decision Engine
UWM — Conventional
🏦 Simulated DU-like Decision
APPROVE
Subject to standard PTD conditions
LTV Max 97%
Ceiling $806,500
Rate Tier 2
PTD Conditions
PTD-01VOE within 10 business days of closing
PTD-0230-day paystubs — most recent available
PTD-03W-2s for past 2 years — all employers
PTD-042-month bank statements · all accounts
PTD-05Homeowner's insurance binder pre-closing
PTF-01Title commitment — no exceptions
CTC-01Clear-to-close — all conditions satisfied
Rate Tier Matrix
N/A
Active
N/A
Tier 1 — Elite
FICO 740+
Tier 2 — Strong ✓
FICO 720–739
Tier 3
FICO 700–719
Loan Parameters
Max LTV
97%
Ceiling
$806K
Min FICO
620
Max DTI
50%
Actions
05 · What-If Simulator
Scenario Analysis — Live Delta
Adjust Parameters
Borrower Flags
FICO Score712
500620680740820
Loan Amount$650,000
$200K$500K$806K$1.5M
Back-end DTI43.8%
20%36%45%50%60%
DSCR Ratio1.20
0.61.01.251.52.0
Simulation Delta
Base FPS
91
Δ Delta
+0
New FPS
91
Detected Program
Conventional
No program change detected.
Scenario Flags
✓ Clean scenario for current lane.
06 · Pipeline Dashboard
PRIMUS CRE Group — March 2026
$42.1M
Pipeline YTD
↑ 12% MoM
47
Active Loans
→ 8 in review
78%
Pull-through
↑ 5pts
$118K
Comp Projected
↑ $14K
Program Mix
47
loans
Agency42%
Non-QM28%
DSCR18%
Other12%
Monthly Volume ($M)
Sep
Oct
Nov
Dec
Jan
Feb
Mar
⚡ High Revenue Opportunity Detected
$54,000 Estimated Origination
Loan $1,800,000 · DSCR Investor · Velocity Mortgage Capital · Comp 3.00%
Rev Tier A+FPS 91Approval 81%
Upload3
Marcus Williams
$820K · Conventional
Sofia Torres
$450K · FHA
Chen Wei
$1.2M · Foreign Natl
Review8
Juan Pérez ★
$650K · Conv · FICO 712
91% conf
Amanda Ross
$380K · FHA · FICO 598
David Kim
$940K · DSCR
Ranked6
Roberto Fuentes
$720K · Jumbo · UWM
FPS 79
Lisa Nguyen
$295K · USDA
Submitted4
Patricia Lane
$445K · Approved ✓
Michael Scott
$890K · Jumbo
Closed12
Rachel Brooks
$680K · Funded ✓
Tyler Wood
$320K · FHA Funded
07 · Admin Lender Console
Registry — 67 Certified · 100+ Capacity
Add / Edit Lender
Registry Stats
Active
67
Open Slots
33
Tier-1
8
Lanes
12
⚠ Registry changes apply to the next loan processed — no code deploy required.
✓ Role-gated: only admin JWT tokens can access this console.
Admin Capabilities
✓ Add lenders — persists to D1 immediately
✓ Edit comp, FICO, LTV, overlays, speed tier
✓ Edit relationship score + priority weight
⚡ Soft-delete — data preserved in D1
↻ Expand to 100+ without code changes
| # | Lender | Program | Min FICO | Max LTV | Max Comp | Speed | |
|---|---|---|---|---|---|---|---|
| 01 | A&D MortgageHybrid | Non-QM | 580 | 90% | 2.75 | TIER 2 | |
| 02 | AdvancialCredit Union | Construction | 620 | 95% | 2.50 | TIER 3 | |
| 03 | Alpha Funding PartnersBridge/Fix | Bridge | 600 | 75% | 2.50 | TIER 2 | |
| 04 | Amerant WholesaleBank | Agency | 620 | 90% | 2.25 | TIER 3 | |
| 05 | Angel Oak FundingNon-QM | Non-QM | 580 | 90% | 2.75 | TIER 2 | |
| 06 | AXOS BankDigital Bank | Agency | 620 | 90% | 2.25 | TIER 2 | |
| 07 | BluePoint MortgageJumbo | Jumbo | 660 | 80% | 2.75 | TIER 2 | |
| 08 | Builder FinanceConstruction | Construction | 620 | 80% | 2.50 | TIER 3 | |
| 09 | Builder's FinanceConstruction | Construction | 600 | 80% | 2.25 | TIER 3 | |
| 10 | Caliber Home LoansFull Service | Agency | 580 | 97% | 2.75 | TIER 1 | |
| 11 | Carrington MortgageGovt/Low FICO | FHA | 500 | 97% | 2.75 | TIER 2 | |
| 12 | Change WholesaleHybrid | Agency | 580 | 90% | 2.75 | TIER 2 | |
| 13 | Citadel / Acra LendingNon-QM Elite | Non-QM | 575 | 80% | 2.75 | TIER 2 | |
| 14 | ClearEdge LendingDSCR | DSCR | 620 | 75% | 2.50 | TIER 2 | |
| 15 | Click n CloseAgency | Agency | 580 | 97% | 2.50 | TIER 1 | |
| 16 | CMG FinancialAgency Full | Agency | 580 | 97% | 2.75 | TIER 1 | |
| 17 | CoreVestCommercial DSCR | DSCR | 620 | 75% | 2.25 | TIER 3 | |
| 18 | Deephaven MortgageNon-QM | Non-QM | 580 | 90% | 2.75 | TIER 2 | |
| 19 | Emporium TPOHybrid | Agency | 580 | 95% | 2.50 | TIER 2 | |
| 20 | Excelerate CapitalNon-QM | Non-QM | 580 | 80% | 2.75 | TIER 2 | |
| 21 | FBC MortgageAgency | Agency | 580 | 97% | 2.50 | TIER 2 | |
| 22 | Finance of America ReverseReverse | Reverse | N/A | N/A% | 2.50 | TIER 3 | |
| 23 | First Federal BankCommunity | Agency | 620 | 90% | 2.25 | TIER 3 | |
| 24 | Flagstar BankBank Wholesale | Agency | 620 | 97% | 2.50 | TIER 2 | |
| 25 | Forward LendingDSCR | DSCR | 600 | 80% | 2.50 | TIER 2 | |
| 26 | FundLoansNon-QM Jumbo | Jumbo | 600 | 80% | 2.75 | TIER 2 | |
| 27 | Fund That FlipFix-Flip | Fix-Flip | 600 | 90% | 2.50 | TIER 2 | |
| 28 | GreenboxNon-QM | Non-QM | 580 | 90% | 2.75 | TIER 2 | |
| 29 | GroundfloorCrowd Fix-Flip | Fix-Flip | 600 | 90% | 2.25 | TIER 3 | |
| 30 | Helm BankForeign Natl | Foreign-Natl | N/A | 70% | 2.25 | TIER 3 | |
| 31 | HomeBridge WholesaleAgency | Agency | 580 | 97% | 2.50 | TIER 2 | |
| 32 | Home Xpress MortgageNon-QM | Non-QM | 580 | 90% | 2.75 | TIER 2 | |
| 33 | ImpacNon-QM | Non-QM | 580 | 90% | 2.50 | TIER 3 | |
| 34 | KiaviFix-Flip/BRRRR | Fix-Flip | 600 | 90% | 2.25 | TIER 1 | |
| 35 | Kings Mortgage ServicesSpecialty | Commercial | 580 | 80% | 2.50 | TIER 3 | |
| 36 | LedsureSpecialty | Non-QM | 580 | 85% | 2.25 | TIER 3 | |
| 37 | Lending OneDSCR/Investor | DSCR | 620 | 80% | 2.50 | TIER 2 | |
| 38 | Lending ProsAgency+Investor | Agency | 550 | 97% | 2.75 | TIER 1 | |
| 39 | Lima One CapitalFix-Flip/DSCR | Fix-Flip | 600 | 90% | 2.50 | TIER 2 | |
| 40 | Logan FinanceNon-QM | Non-QM | 580 | 85% | 2.75 | TIER 2 | |
| 41 | Mega Capital FundingHybrid | Agency | 580 | 90% | 2.50 | TIER 2 | |
| 42 | Mortgage Assurance IncSpecialty | Non-QM | 550 | 90% | 2.50 | TIER 3 | |
| 43 | Nations Direct MortgageNon-QM | Non-QM | 580 | 90% | 2.75 | TIER 2 | |
| 44 | Newfi WholesaleNon-QM | Non-QM | 580 | 90% | 2.75 | TIER 2 | |
| 45 | NewRezFull Service | Agency | 580 | 97% | 2.75 | TIER 1 | |
| 46 | Nextus LendingSpecialty | Non-QM | 580 | 80% | 2.50 | TIER 3 | |
| 47 | NQM FundingNon-QM | Non-QM | 575 | 90% | 2.75 | TIER 2 | |
| 48 | PennyMacAgency+Jumbo | Agency | 580 | 97% | 2.25 | TIER 1 | |
| 49 | Plaza Home MortgageAgency | Agency | 580 | 97% | 2.50 | TIER 2 | |
| 50 | Quontic BankNon-QM/FN | Non-QM | 580 | 80% | 2.50 | TIER 2 | |
| 51 | RCN CapitalFix-Flip/Bridge | Bridge | 600 | 90% | 2.25 | TIER 2 | |
| 52 | REMNGovt Specialist | Govt | 500 | 100% | 2.50 | TIER 2 | |
| 53 | Red StoneSpecialty | Non-QM | 580 | 85% | 2.25 | TIER 3 | |
| 54 | Secured Investment LendingFix-Flip | Fix-Flip | 600 | 90% | 2.25 | TIER 3 | |
| 55 | SharestatesCrowd/Bridge | Bridge | 600 | 90% | 2.25 | TIER 3 | |
| 56 | SilverHill FundingSmall Balance Comm | Commercial | 600 | 75% | 2.25 | TIER 3 | |
| 57 | Symmetry LendingSpecialty | Non-QM | 580 | 90% | 2.50 | TIER 3 | |
| 58 | Taylor Made LendingSpecialty | Non-QM | 580 | 85% | 2.25 | TIER 3 | |
| 59 | The LenderNon-QM | Non-QM | 575 | 90% | 2.75 | TIER 2 | |
| 60 | Towne MortgageAgency | Agency | 580 | 97% | 2.25 | TIER 2 | |
| 61 | TPO GoAgency | Agency | 580 | 97% | 2.50 | TIER 2 | |
| 62 | United Wholesale MortgageAgency Titan | Agency | 620 | 97% | 2.75 | TIER 1 | |
| 63 | Velocity Mortgage CapitalDSCR/Commercial | DSCR | 600 | 75% | 2.50 | TIER 2 | |
| 64 | Visio LendingPure DSCR | DSCR | 620 | 80% | 2.25 | TIER 2 | |
| 65 | Vontive LendingDSCR Tech | DSCR | 620 | 80% | 2.25 | TIER 2 | |
| 66 | Weslend Wholesale FinancialAgency | Agency | 580 | 97% | 2.50 | TIER 2 | |
| 67 | Windsor Mortgage SolutionsSpecialty | Non-QM | 575 | 85% | 2.25 | TIER 3 |
Showing 67 of 67 · +33 slots available
08 · DU / LPA AI Analyzer
Automated Findings Analysis — Senior UW Intelligence
Upload tu DU o LPA findings. El sistema actúa como Senior UW y emite recomendaciones para elevar la aprobación y reducir condiciones futuras.
Upload DU / LPA Findings PDF
Contexto Adicional (Opcional)
Processing
🤖
Senior UW AI
Upload tu DU o LPA findings y el sistema analizará el case completo actuando como un Senior Underwriter con más de 15 años de experiencia.
Approval Probability Score
Restructuring Moves
Risk Flag Analysis
Condition Reduction Strategy
Senior UW AI Analyzing...
Reading DU findings...
✅ Analysis Complete
Senior UW Recommendations
09 · Conditional Approval Solver
Conditions Analysis — Senior UW + MLO Intelligence
Upload el conditional approval oficial. El sistema actúa como Senior UW + Senior MLO para guiarte en cómo satisfacer cada condición sin cuestionamiento alguno — incluyendo cartas explicativas.
Upload Conditional Approval PDF
Contexto del Préstamo
Quick Letter Generator
Genera una carta explicativa independientemente del upload — describe la situación:
Writing letter...
📋
Conditions Solver
Upload el conditional approval y el sistema generará un plan de acción condición por condición — con la mejor estrategia y cartas explicativas listas para usar.
Condition-by-Condition Plan
Explanation Letters
Document Checklist
UW Psychology Tips
Senior UW + MLO Analyzing...
Reading conditional approval...
✅ Conditions Solved
Condition Action Plan